Most mid-market carriers do not have a data engineering team waiting for a new platform. They have a chief actuary with too much to certify and a CFO who signs the SOX letter. Engagements start where you are.
Engagements begin with a reserve sufficiency study on your own data, delivered with full provenance, then continue as a standing validation service that keeps it current.
Deliverables include a monthly carrier risk intelligence brief, reserve sufficiency and IBNR reports, capital adequacy and IRIS surveillance, stress scenarios, and a weekly systemic risk bulletin covering the full domain map. AIPX3 services all forms of reserves.
You buy a deliverable, not a meter running on a consultant's hours. Every output carries provenance and a sample-output label where carrier figures appear.
The fiduciary score, the deficiency and redundancy read, capital coverage, and the month's active signals, in one board-ready document.
Division-level adequacy on your own data, chain-ladder and Bornhuetter-Ferguson, with social-inflation loading by line.
RBC, BCAR, and the economic-capital view side by side, plus NAIC IRIS ratios with referral-risk flags before the regulator raises them.
Anchor stress scenarios, the correlated-tail view across lines, and the ILS or reinsurance relief that offsets it.
The Risk Wire across the full domain map: what moved, what it touches, and what to watch, with early-warning escalation.
Frozen snapshots, source-to-cell provenance packs, and the evidence trail that closes a material weakness on reserve estimation.
All you need to start is statutory data or an internal extract. The depth of the engagement is your call.
One meeting. Your data through the engine, the honest economic picture next to the regulatory one. No commitment beyond the room.
We operate continuous validation as a service: monthly briefs, audit-season support, and escalation when a signal crosses a threshold. Your team consumes the output.
We run it alongside your team and credential your bench through the Academy, so the discipline stays in-house when we step back.
Confidential, NDA on request, built from statutory filings or internal data, whichever you can share faster.
Request a Reserve Briefing